Prescott Realty Homes

First-Time Homebuyer Incentives: Tax Credits, DPA & More in Yavapai County

Dreaming of your first Prescott mountain home? 2026 offers strong support.

  • Mortgage Credit Certificate (MCC): Up to $2,000/year tax credit.
  • Down Payment Assistance (DPA): Arizona Home Plus (up to 4% in many areas, check Yavapai eligibility) and other programs. Complete homebuyer education.
  • VA/USDA/FHA Options: Lower down payments for qualified buyers.
  • Tax Perks: Combine with deductions above.

Tips: Income limits apply (check HUD AMI for Yavapai). Act early—funding can be limited.

Prescott Realty Homes specializes in guiding first-timers through every step.

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Staff Member
Author: Staff Member